Individual and family health insurance in today’s environment is something we all need. With the cost of medical treatment, as it is today, one cannot afford to have any illness or injury unless they do have a good health insurance policy. We at Simerly-Ayers Insurance Group, Inc. pride ourselves on working with individuals and families to determine the most cost effective plan for them, a plan that provides quality coverage at an affordable price. We have numerous plans to choose from ranging from a low cost $45.00 per month and upward. We are happy to provide a free, no obligations quote and in depth discussion of the different facets of each insurance plan that might interest you. At Simerly-Ayers Insurance Group, Inc. your satisfaction is our primary goal and we look forward to assisting you in your search for quality and affordable health insurance.

Life insurance is too often overlooked by individuals and we try to point out some of the concerns that are overlooked. The first question is: if the bread winner is no longer around, where will the money come form to pay the mortgage, car payments, home and auto insurance and by some food? Life insurance can be utilized to pay off the mortgage on property, pay off other debts such as credit card charges or automobiles and it can be used as a replacement of income. It is a true measure of love to make certain that each member of the family has sufficient life insurance protection to cover any final expenses and obligations that they may have. Again, we try to tailor a life insurance program to your personal needs and it is a free no obligation quote.

We at Simerly-Ayers Insurance Group, Inc. are able to write group insurance – life, health, dental, disability, etc.- on any of the companies that are doing business in our area. For the group insurance, your employer will normally select the plans that the employer wants to provide to the individuals and we as an agency provide to the employer the various plans that are available so that they can be compared for coverage and for premium. We will come to the organization and bring the spreadsheets and go over in as much detail as necessary to compare the various plans that are available. We also provide a quick briefing to all the employees to explain all the plans that the employer is going to have in the organization and of course, provide the applications and enrollment documents necessary to have the company group plan instituted and the employees enrolled. Our goal at Simerly-Ayers Insurance Group, Inc. is to provide the employer sufficient information and comparison figures so that the employer will be able to make an intelligent decision as to which plan suites his company and we do all that is possible to provide the best coverage at the lowest possible price. Our agency is noted for the time we take to inform and educated the employers as well as the employees who are to be enrolled. Once the group has an insurance program, we are always ready to provide assistance in anyway necessary and to be present to service the employees when our service is needed.

Supplemental insurance coverage is something that is overlooked on many occasions. We at Simerly-Ayers Insurance Group, Inc. provide group supplemental coverage as well as individual coverage. We are able to do accident plans, cancer plans, dreaded disease plans, intensive care plans, hospital indemnity plans.

Dental insurance is something that many people do not think of as it relates to their overall health. It has been determined through scientific methods that dental care is very important. For example, the lack of dental care can cause severe cardio vascular problems and ultimately heart attacks and strokes.